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Bank financing are important liquidity management tools for individuals and Small & Medium Enterprise (SMEs). Though difficult to obtain, they offer valuable financing to companies throughout various stages of their growth cycle. Banks have changed a lot over the years and have become larger and more regulated. All banks are internally focused on risk ratings and regulatory compliance, which has made them a bit harder to deal with.

While the process of getting a bank financing is not easy, the payoff can be huge. Our firm has a strong relationship with all banks and established financial institutions which makes it easier for you to acquire loans. Our expertise ensures you get the best financing option available in the market. With 360 Consulting Group leading your bank loan process, you’ll get:

  1. The largest loan available.
  2. At the best price.
  3. With the most flexible repayment structure.

Contact us today for FREE financial consultation !

4 Steps Easy Application

01

Assess The Company’s Financial Weaknesses And Strengths

02

Analysis And Advisory Of Financing Solutions

03

Preparation Of Company Profile And Loan Application Proposal

04

Loan Submission To Our Connected Financial Institutions

We help our clients obtain the right financial assistance by objectively assessing their business profile and documents before finding the most suitable financial institutions that could give them the highest loan approval chances.

We also try to get the best deal for our clients by looking for the lowest interest rates in the market, but this could still vary depending on the company’s financial standing and profile.

If your company is not able to qualify for a loan at the moment, we also advise on what areas you can improve in order to qualify in the future.

Mortgage Financing Consultation

Mortgage Debt Consolidation

Mortgage loan is a debt instrument secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

Refinancing a mortgage means paying off an existing loan and replacing it with a new one for the purpose of obtaining lower interest rate, to lengthen the repayment period as well as to tap into home equity to raise funds to deal with a financial emergency, finance a large purchase, or consolidate debt.

Small & Medium Enterprise Financing

Unsecured Term Loan / Clean loan

Government aided financing scheme without requirement of collateral where the loan is supported by the borrower’s creditworthiness rather than any collateral or security.

Overdraft (OD)

An overdraft facility is a type of demand loan (a loan that the lender may require to be repaid at any time) which is offered by banks to enable a person to withdraw more money than they have in their account, based on a credit limit determined by the bank. This facility is also commonly known as a cash line facility.

Trade financing (LC/TR/BA/BG)

Trade finance signifies financing for trade, and it concerns both domestic and international trade transactions. A trade transaction requires a seller of goods and services as well as a buyer. Various intermediaries such as banks and financial institutions can facilitate these transactions by financing the trade.

Commercial Property Loan

A commercial mortgage is a mortgage loan secured by commercial property, he proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property, finance margin is ranged between 70% to 300% against property bank’s value.

Commercial Hire Purchase / Floor Stock

A common type of fixed rate car loan for businesses. As part of it, a financial lender will agree to purchase a vehicle, which will then be lent back to their client over a pre-determined period of time.

Equipment / Machinery financing

To purchase both new and used industrial machinery and equipment that can help them develop better products or implement upgrades to make their operations more efficient. This type of loan is a secured loan with the equipment or machine as collateral.

Factoring

Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable to a third party at a discount. A business will sometimes factor its receivable assets to meet its present and immediate cash needs.

Project Financing

Project finance is the long-term financing of infrastructure and industrial projects based upon the projected cash flows of the project rather than the balance sheets of its sponsors.

Bridging loan

To assist company “bridge” the time gap between the initial cash outflows to finance the various projects and the receipt of anticipated cash inflow.

Kepong

Kuchai Lama